August 2017 Net Position Update

Better late than never right? It’s been a crazy semester with uni but I’ve finally gotten around to putting this up, I should have my September update up within the week as well.

I’ll be the first to admit August was a super lazy month for the blog. Despite this, I had a good month for my finances. Obviously it couldn’t be as good as July was, because it was ridiculous, but I managed to make it my second best month.

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July 2017 Net Position Update

What a month! I’m slightly ashamed of the fact that I’ve been excited about writing this update for around two weeks,  but who cares. July was the perfect storm for me. Had the entire month off uni, heaps of people were on holidays at work and it was tax time. These three factors allowed me to have probably the best month financially of my life, and to be honest I’m proud of myself for not making even one impulse purchase. I also achieved three goals I set out to complete by the end of the year 5 months early! Now, let’s get to it.

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Buy: Ramsay Health Care (RHC)

After 3 months with no purchases I’m over the moon to be able to have 2 in 1 month (thankyou tax man). For this purchase, I got 11 shares of Ramsay Heath at $72.15 each, which I feel is a solid price to pay. Also, this buy has me achieving my goal of $2000 invested by the end of the year 5 months early!

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New Financial Year, New Financial Goals

The beginning of this financial year has had me revisiting the goals I set for 2017 and finding them increasingly more modest. Only two weeks into this month and I know I’m going to smash four of the five goals I set for myself. (The $100 dividends will prove hard)

With this is mind, I feel like it’s time to set some new, more challenging goals, that are a bit longer term. I still plan on tracking the goals that I set for myself for 2017, but with their completion feeling guaranteed, these new goals will be the new standard.

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Buy: Australian Foundation Investment Company (AFI)

It’s a big day! I’ve finally been able to purchase more stocks for the first time since April.

As the title suggests, I bought 150 shares of Australian Foundation Investment Company at $5.86 per share. Not the best price I could have paid for them, but with a dividend pay date coming in the start of august I needed to grab them while I could to help achieve my goal of receiving $100 dividends before the end of 2017.

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How I Save $1000 a Year on Coffee

Like many people, I enjoy a daily coffee. Unfortunately, that daily $4 coffee at adds up to around $1,500 a year and that’s not including days when I have a second. Obviously this entire problem could be resolved if I just stopped drinking coffee, or had it more sparingly. But I like coffee, so instead I figured out a way to greatly reduce the amount I spend on it each year. If you have a more mature palette and require a perfectly crafted coffee than this may not be for you. But, if like me, you enjoy a decent cup, that’s not instant coffee, I think I can help you.

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June 2017 Net Position Update

Hey everyone! Welcome to my net position update for the month of June. I wasn’t able to post or focus on my finances as much this month because of exam study. Despite this, I still managed my best month to date due to some good payments into my super account.

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The Best Investment You Can Make As a Student

Hey everyone! Now that I’ve covered some ways for you to save money in Part’s 1 and 2 of my savings guide I want to show you the best investment you can make.

With the new financial year about to start, it’s the perfect time to start making co-concessional contributions to your superannuation account. These contributions are the key to unlocking 50% annual returns for most students.

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May 2017 Net Position Update

Hey everyone! Welcome to my net position update for the month of May. May was one of the crazier months of my life, including my sister’s wedding and 6 assessment pieces. Due to the busyness of my life and the nature of my casual retail work, I didn’t get to work as much as I would have liked this month, limiting the income I was hoping to earn. Whilst at times it was hard to stay on top on my finances I still managed a great month.

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The Students Guide to Saving – Part 2

Welcome back to Part 2 of my guide to help you save money. If you didn’t catch Part 1 you can here, but basically I want to help students free up cash to allow them to make investments in their own future. Whilst I aim to help students, many of the tips I discuss in these posts will be applicable to people of all situations. This part will be looking specifically at spending habits and how to steer clear of impulse spending.

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